It’s time to reboot banking. Ferocia is working on Up, an alternative to your current bank.

Internet banking. Designed for now.

We have re-imagined and continually iterated our vision of the future of internet banking.

This is where it is today.

Try the live demo
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One interface, many platforms.

Desktop, tablet, phone — an optimised and familiar experience for all users.
We’ve worked hard to ensure our application works on as many devices as possible.

A payment process that’s fast because it’s easy.

Move Money is a streamlined process for BPAY, Pay Anyone and Transfers.

  1. 1

    Choose who you
    need to pay.

    Figure move money 1 2x
  2. 2

    Enter the minimum
    required info.

    Figure move money 2 2x
  3. 3

    Check the details
    are correct.

    Figure move money 3 2x
  4. 4

    Done. Here’s
    your receipt.

    Figure move money 4 2x

A couple of implementation details (if you’re into that kind of thing).

  • Payments can be initiated from either the Move Money landing page, or contextually from throughout the app.

  • All the data needed to make a payment is loaded up-front, so each step in the process loads instantly. We only hit the server again to process the payment.

  • Touch friendly radio groups minimise down to a single selection to highlight what has been selected and remove superfluous noise.

  • Infrequently used accounts are hidden behind a Show More Accounts button and the app will auto-select an account if it’s the only valid option.

Financial insight, minus the pie charts.

  • Applying meaning to data, finding patterns in spending and income. Presenting those relationships in an easily digestible form is at the heart of our banking platform.

  • View spending for individual merchants – with the number of transactions, average transaction value and total spend tallied by month or year.

  • Cash reporting shows the amount and number of ATM withdrawals being made each month including non-bank ATM fees accumulated.

  • These are just some of the simple, engaging insights that help build a better, healthier financial life.

Figure insights 2x

Your accounts never looked better.

  • Checking an account balance shouldn’t feel like opening a spreadsheet.

    Customised for a range of account types, our animated visualisations provide customers with at-a-glance insight into the recent activity and current position of their accounts.

    For example, customers can quickly check whether their salary has been paid or the remaining time on a term deposit without needing to navigate complex menus.

Figure accounts 2x

A transaction view made for humans.

  • Say goodbye to cryptic, all-caps transaction listings. The Activity Feed presents a simple, readable overview of a customer’s banking activity in a single place.

    Icons visually distinguish transaction types, with logos and trading names provided for supported merchants.

  • The Activity Feed further simplifies online banking by reducing transfers between accounts into a single entry, combining fees with ATM withdrawals where applicable, and neatly summarising each month’s activity.

Figure transactions primary 2x
Figure transactions secondary 2x